Available Policy Plans With Guardian Life Insurance
The Guardian Life Insurance company provides four different life insurance policies to the customers on their website. Let’s learn more about them!
Pros & Cons of Guardian Life Insurance
Guardian Life Insurance offers multiple pros and cons, and some of them are as follow:
Riders are considered one of the best ways to get extra coverage from the life insurance policy. It also adds clauses that help if you lose your income but want to maintain the coverage. It offers a few additional rider options for the extra cost as per the policy but has age limitations, which are as follow:
- The accidental death benefit rider increases the death benefit if you die because of an accident.
- The Index Participation Feature permits the policyholder to add investment options to the whole life policy.
- The accelerated death benefit rider is added to the single life and survivorship policies that add a death benefit, which can be used for long-term care. Adding a rider like that will help you save a lot of money because you will cover two needs with one policy.
However, it is always best to communicate with the agents before adding the riders to the policy. For more details regarding Guardian Life Insurance policy, you can reach out to LifePlans!
Guardian Life Insurance Pricing
We have compared the Guardian Life Insurance prices with other health criteria policies, including males and females. The pricing of the Guardian Life Insurance is good compared to the other. Patients in high-risk categories like HIV have an advantage in pricing and product offering. The Guardian Life Insurance provides only basic information on the website, generally the samples.
Customer Service Review
Guardian Life Insurance is said to be one of the best options. Apart, it has won various awards for its services. It offers online policy serving, and once you acquire the policy, it offers all the policy-type information and educational videos. Additionally, the company is also ranked 14th out of 23 life insurers, making it one of the insurance providers.